The Elite Advantage Business

• The Elite Advantage Business Checking Account
• Commercial Checking Account
• Community Checking for Non-Profit Organizations
• Business Interest Checking Account
• Business Statement Savings Account
• Business Money Market Account
• The Elite Advantage Lending Services

The Elite Advantage Business Checking Account

The Elite Advantage Business Checking Account is designed for small to medium sized businesses with low transaction volume.

• No maintenance fee with a:
  • $1,000 minimum daily balance or
  • $2,500 average daily balance
• $10.00 monthly maintenance fee if applicable
• $0.25 per item fee will be charged for debits and credits in excess of 150 per statement cycle

Commercial Checking Account

The Private and Entrepreneurial Banking offers businesses an opportunity to offset service charges with earnings credit on deposited funds. The earnings credit may significantly reduce the amount of service fees incurred. Earnings credit is calculated based on the average investable balance. Commercial Checking accounts come with the added benefits of:

• Simplified analysis structure
• Unlimited transactions
• Comprehensive monthly statements

The account must be opened with a minimum of $500, and the following charges are considered in the analysis calculations:

Other miscellaneous fees will be charged at the published rate.

• A minimum opening balance of $500
• Simplified analysis structure
• Unlimited transactions
• Comprehensive monthly statement

Community Checking for Non-Profit Organizations

As a community service, The Alpharetta Community Bank offers the Alpharetta Business Checking Account free to non-profit organizations.

Business Interest Checking Account

Our Business Interest Checking Account is available to sole proprietors, non-profit organizations, governmental units and those acting in a fiduciary capacity. Federal regulations prohibit us from offering interest checking to partnerships and corporations.

• No maintenance fee with a:
• $2,500 Minimum daily balance or
• $3,500 average daily balance
• $12.00 maintenance fee if applicable
• No per debit charges
• Interest will be compounded daily on collected balances of $2,500 or more
• Interest will be credited to your account monthly

Business Statement Savings Account

With an opening deposit of $500, businesses earn interest on their savings at a competitive rate. The balances maintained in the account determine the amount of service charge, if any.

• No monthly maintenance fee if the balance remains above $500
• $5.00 will be charged if the balance falls below $500
• A fee of $5.00 will be charged for each withdrawal in excess of two (2) per month
• Unlimited deposits
• Interest will be compounded daily and credited to your account monthly

Business Money Market Account

A $2,500 minimum deposit will open a Business Money Market Account that allows you to earn a competitive rate of interest. Federal regulations limit third party or preauthorized transfers to six (6) per statement cycle, of which only three (3) may be made by check or draft.

• No maintenance fee with a:
  • $2,500 Minimum daily balance or
  • $3,500 average daily balance
• $10.00 will be charged for each withdrawal in excess of six (6) during the statement cycle
• Interest will be compounded daily on collected balances of $2,500 or more
• Interest will be credited to your account monthly

The Business Money Market Account is tiered to reward high balances with a premium rate of interest.

• Tier I $2,500 to $24,999
• Tier II $25,000 to $49,999
• Tier III $50,000 to $99,999
• Tier IV $100,000 to $249,999
• Tier V $250,000 and up

The Elite Advantage Lending Services

One of the many benefits of Private and Entrepreneurial Banking from The Buckhead Community Bank is our customized loan program. Sit down and explain your needs to us from small business loans to business expansion lines of credit, we are here to be your partner in developing the best loan programs for you.

We offer many types of specially designed loans for corporations, partnerships, and church and community organizations. Business owners can feel confident in the lending expertise at The Buckhead Community Bank.

Business Loans

• Commercial Real Estate Loans
• Construction Loans
• Vehicle Loans
• Working Capital
• Equipment Purchases
• Accounts receivable
• Expansion plans
• Lines of Credit
• Letters of Credit
• SBA Loans